Terms of Use

Who you're contracting with

NSAidr is operated by Desymphony EOOD, a Bulgarian limited liability company (eднолично дружество с ограничена отговорност), with its registered office in Sofia, Bulgaria. "We," "us," and "our" refer to Desymphony EOOD.

Informational use only — not legal, medical, or insurance advice

NSAidr provides general information about the federal No Surprises Act and related state law. The decoder outputs and pillar content are informational and educational only. They are not legal, medical, or insurance advice, and they do not create an attorney-client relationship or a healthcare-provider relationship.

Consult a healthcare-billing attorney, a licensed insurance professional, or a patient-advocate before acting on any specific dispute. The free CMS No Surprises Help Desk (1-800-985-3059) is the unconditionally-recommended first step for any insured patient who believes a bill violates NSA.

No agency relationship

NSAidr is not affiliated with HHS, CMS, the Department of Labor, or any federal or state agency. We are not a CMS-certified Independent Dispute Resolution Entity. We do not arbitrate disputes, negotiate bills, or file complaints on your behalf.

No warranty

The site is provided "as is" without warranty of any kind, express or implied. While we make a reasonable effort to keep citations and state matrices current, statutes and regulations change. We make no warranty that the information here is current, accurate, or applicable to your specific situation.

Limitation of liability

To the maximum extent permitted by law, Desymphony EOOD will not be liable for any indirect, incidental, consequential, or special damages arising out of your use of this site.

Governing law

These terms are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in Delaware.

Changes

We may revise these terms at any time by updating this page. Your continued use of the site after a revision constitutes acceptance of the updated terms.