Decoder · 45 CFR Part 149
Decode your dispute path.
The 8-axis decision tree below routes a confused patient to the correct dispute path: Federal IDR, PPDR self-pay, state DOI, DOL/EBSA, or the free CMS NSA complaint pathway. Every verdict is reproducible by hand from 45 CFR Part 149.
Client-side — inputs never leave your browserStatute-pinned
NSA dispute-path decoder
8-axis decision tree. Answer the questions; the engine routes you to the correct dispute path and procedural clock. Your inputs never leave your browser.