OK · last verified 2026-05-12
Oklahoma — NSA dispute pathway
Ground-ambulance balance-billing law
STATE LAW APPLIES
36 Okla. Stat. §6050.3 (SB 1067/2025)
State IDR pathway
[VERIFY PENDING]
Federal IDR (45 CFR §149.510)
ERISA self-funded plans
STATE DOI HAS NO JURISDICTION
Self-funded plans always route to Federal IDR + DOL/EBSA enforcement, regardless of state.
How Oklahoma fits the NSA picture
Oklahoma SB 1067 (2025) prohibits balance-billing for OON ambulance. Reimbursement is locally-submitted rates or lesser of 325% Medicare / billed charges. OK Insurance Dept Bulletin 2025-11 is the primary regulatory confirmation.
State DOI consumer-protection entry ↗Statute: 36 Okla. Stat. §6050.3 (SB 1067/2025)
Free first step — CMS No Surprises Help Desk
The CMS-administered consumer complaint pathway. Free, federal, and the recommended first action for any balance-billed insured patient. You have 90 calendar days from when you knew or should have known of the NSA violation to file.