NM · last verified 2026-05-12
New Mexico — NSA dispute pathway
Ground-ambulance balance-billing law
PARTIAL / VERIFY
NMSA 1978 §59A-57 (HB 207, 2019)
State IDR pathway
[VERIFY PENDING]
Federal IDR (45 CFR §149.510)
ERISA self-funded plans
STATE DOI HAS NO JURISDICTION
Self-funded plans always route to Federal IDR + DOL/EBSA enforcement, regardless of state.
How New Mexico fits the NSA picture
New Mexico Surprise Billing Protection Act (HB 207/2019). The Act defines 'ambulance transportation service' broadly and prohibits balance-billing for surprise bills under state-regulated plans. Marked 'partial' because scope is limited to state-regulated plans + emergency context.
State DOI consumer-protection entry ↗Statute: NMSA 1978 §59A-57 (HB 207, 2019)
Free first step — CMS No Surprises Help Desk
The CMS-administered consumer complaint pathway. Free, federal, and the recommended first action for any balance-billed insured patient. You have 90 calendar days from when you knew or should have known of the NSA violation to file.