ME · last verified 2026-05-12
Maine — NSA dispute pathway
Ground-ambulance balance-billing law
STATE LAW APPLIES
Me. Rev. Stat. tit. 24-A §4303-C
State IDR pathway
STATE IDR AVAILABLE
Federal IDR (45 CFR §149.510)
ERISA self-funded plans
STATE DOI HAS NO JURISDICTION
Self-funded plans always route to Federal IDR + DOL/EBSA enforcement, regardless of state.
How Maine fits the NSA picture
Maine has surprise-billing protections including ground ambulance (LD-1488, 2019). State IDR pathway applies for state-regulated plans.
State DOI consumer-protection entry ↗Statute: Me. Rev. Stat. tit. 24-A §4303-C
Free first step — CMS No Surprises Help Desk
The CMS-administered consumer complaint pathway. Free, federal, and the recommended first action for any balance-billed insured patient. You have 90 calendar days from when you knew or should have known of the NSA violation to file.